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KPKT-licensed personal loan
Metro Cashe Management's personal loan is built for real, pressing needs — a medical emergency, school fees, home repairs, or any personal expense that can't wait. Approval is assessed on your ability to repay today, not just your past credit history.
Who is eligible
We generally assess:
- Malaysian citizens aged 18 and above
- A stable monthly income, whether salaried or self-employed
- Able to provide an IC, payslips, and bank statements
- Not an undischarged bankrupt
Interest rate
Under the Moneylenders Act 1951, the maximum interest rate any licensed moneylender in Malaysia may charge is 18%/year for unsecured loans and 12%/year for secured loans. We do not operate above this cap. The actual product, amount, and tenure will be confirmed in writing by our officer during your appointment.
Fees
We charge no upfront fees or processing fees of any kind. Stamp duty is deducted from the loan amount at disbursement, per standard practice.
Documents required
Bring your IC, payslips, and bank statements to our office. We don't accept document uploads through this website — documents are collected in person, to protect your personal information.
Next step
See how to apply for the full process, or contact us directly with questions.
Important Safety Notice
We never ask for upfront fees, processing fees, or a deposit before a loan is disbursed. If anyone claims to represent Metro Cashe Management and asks you to pay first, that is a scam. Before making any payment, call us directly at 03-6279 9766 to verify.